Navigating Life’s Uncertainties

Life is unpredictable, filled with twists and turns that can catch us off guard when we least expect it. For many of us the thought of securing our family’s future often revolves around having life insurance. It's a safety net, a means to ensure that our loved ones are taken care of financially in the event of our untimely demise. But what about those unexpected challenges that life throws our way? What if illness or disability strikes leaving us unable to work or requiring constant care from our family or caregivers?

These are the questions that many of us prefer to push to the back of our minds hoping that they never become our reality. However, as responsible adults it's crucial to confront these possibilities head on and take proactive steps to protect ourselves and our families.

Imagine facing a debilitating illness or condition that not only affects your ability to work but also demands constant attention and care from your loved ones. Suddenly the focus shifts from providing for your family's future to simply get you through each day with dignity. In these challenging times, having the right insurance cover can make all the difference.

What is MultiProtect Insurance?

MultiProtect Insurance is an affordable protection plan that provides financial support for a range of specified accidental injuries and UK hospital stays. Here are the key features:

1. Flexible Cover: MultiProtect Insurance covers a variety of accidental injuries, from broken bones to those that could significantly impact your life. You can claim for multiple injuries, and your policy will continue to protect you in the future.

2. Hospital Stays: If you spend time as an in-patient in a UK or select European hospital due to an accident, MultiProtect Insurance provides cover for every 24 hours you’re hospitalized. Additionally, after holding the policy for at least 12 months, you can also claim for hospital stays due to sickness.

3. Peace of Mind: MultiProtect Insurance includes accidental and non-accidental death cover, offering peace of mind whether you’re at home or abroad.

4. Great Value: Cover starts from as little as £9 per month, depending on the level of protection you choose. The cost of your cover remains stable even as you make claims or age.

5. No Health Questions: When taking out the policy, there are no health questions. You can get this coverage from 18 years old up to your 65th birthday, and it continues until your 75th birthday.

6. Optional Cover: MultiProtect Insurance also offers optional cover for families with children, active lifestyles, and healthcare workers at risk of certain illnesses. You can tailor your protection based on your circumstances and priorities, which allow you to tailor your protection to your needs in order to help support you through the disruption to normal life.

In summary, MultiProtect Insurance can help you cope financially and minimise disruption to normal life by providing a lump sum if you suffer an injury, die or have to spend time in a UK or select European hospital as a result of an accident.  An accident is a sudden event which happens by chance and couldn't be expected. 

Having the necessary insurance cover in place can ease the burden on your family members or caregivers instead of worrying about how they are managing financially or struggling to juggle work and caring responsibilities, they can focus on providing you with the care and support you need.

Navigating the world of insurance can be daunting, with a multitude of options and polices to choose from. That’s why its essential to seek guidance from a qualified financial advisor who can help you to assess your needs and find the right insurance solutions for your family’s unique circumstances.

For more information about MultiProtect Insurance, safeguarding your family’s well-being and ensuring that they have the support they need during life’s most challenging moments, contact: 

Nick Nwokporo, Owl Financial

Email: [email protected]

Owl Financial is a trading style of Openwork Limited, Auckland House, Lydiard Fields, 

Swindon, SN5 8UB, which is authorised by Financial Services Compensation Scheme

and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN. 

Our Financial Services Register number is 408285.

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.