The Competitive Advantage of the Utility Warehouse (UW) CashBack Card: A Closer Look
By Sonia Lambert: Utility Warehouse
Sonia Lambert
Last Update 9 months ago

Over 430,000 people are making savings with the UW Cashback Card, with top card holders saving an average of £440 a year^. Whether it’s 3% at Aldi or Sainsbury’s, 5% at Boots, not forgetting 1% on all your other shopping^^ - it’s quite the money saver.
The card allows users to earn cashback not only at participating retailers but also save money on their household bills. Additionally, the UW CashBack Card can be managed from a mobile app or online where customers will be able to track their spending, manage their account, and access exclusive offers. This feature enhances the overall user experience and sets it apart from other cashback cards in the market. With its combination of cashback savings and user-friendly online platform, the UW CashBack Card provides a competitive advantage for its customers.
Another significant advantage of the CashBack Card is its versatility. Unlike some other cashback cards that are limited to specific categories or retailers, the UW cashback card offers cashback on a wide range of purchases - on every £ spent. Whether it's groceries, fuel, clothing, or even online shopping, cardholders can earn cashback on virtually every transaction. This flexibility allows users to maximise and enjoy the benefits of the card and save money on their household bills.
Here is a selection of some of the retailers and there are more to come!

UW are continuing to invest in this hugely popular benefit to make it even easier and more attractive to customers and have made some great updates by adding new retailers:
17 new retailers including Aldi, Alton Towers, Halfords Autocentres, Prezzo and LOVEtheatre
Google PayTM - making instore and online payments even easier
Cashback insights to easily track so customers can track savings and top retailers
But there’s so much more to come…
To make it available in other digital wallets
To add additional retailers
And easier to track spend and maximise savings with the customer app
If you a going abroad, you can also earn cashback (non-sterling), paid at 3% cashback on all transactions where a foreign exchange fee applies. The amount that you can earn from cashback (non-sterling) is unlimited. This excludes ATM withdrawals, where no cashback will be earned.
So look out for more updates on the Cashback Card that can help everyone keep saving with their favourite retailers and much more.
^Calculated using the average cashback earned in the first 52 weeks of 2023 by the top 10% of active account holders (those who used their card at least once a week during this period). Excluding the week commencing 31 December 2023. This figure excludes customers who won 100% cashback through Cashback Magic
^^ Earn unlimited cashback at the relevant % from our retail partners each month. Purchases from other retailers are eligible for cashback of 1% on spend, subject to cashback caps which vary depending on the number of services taken out. Customers are only eligible to receive the 1% cashback at other retailers if they are not engaged in debt collection proceedings with UW – and have at least one of the following services live at the time of billing: Mobile, Broadband (Broadband and/or Home Phone), Energy, or Insurance (excluding Bill Protector)) See our full Cashback Card terms for more information on eligibility.
